The Perils Of Buy Now, Pay Later

Basically buy now-pay-later (BNPL) are digital layaway plans (without the waiting) that mainly targets, Generation Z and Millennials. Some popular lenders includes, Afterpay & Klarna. These financial integrated companies allows consumers to shop at major retailers. And payback loans in 4 interest-free bi-weekly installments. Sounds like an awesome deal, right. But what are shoppers, really…

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